A free initial consultation, without obligation

There are times when it can prove difficult to establish your true financial needs. You may want an expert to consider whether or not your finances are in order or to point out if you need to take some action.

We offer a free initial consultation, of up to half an hour in length, to consider your personal circumstances. Our consultation offer is made without any obligation upon you.

Our advisers are available to meet in person, or if you would prefer it is possible to hold a consultation over the telephone.

Your home may be repossessed if you do not keep up repayments on your mortgage.

For mortgage advice you can choose how we are paid, pay a fee, usually £250 or we can accept commission from the lender.

Specialist advice

In a similar way to the medical profession, there are differences between the manner in which financial planners operate. Some can be viewed as general practitioners, whilst others choose to specialise in certain areas of advice.

Assisting our clients to plan for their futures, normally requires us to consider all aspects of their financial well being. We are careful to ensure that we highlight any protection needs,retirement planning investment or tax saving opportunities that exist. This level of service demands the general financial planning skills that we have built up over the years our business has been in operation.

Contact		Specialisation		Email
Mr D Osman		Individual Protection		Insurance Management Group		email me
		Ethical Investments
		Estate Planning
		Residential Mortgages
		Pensions (incl Stakeholder)
		Lump Sum Investments
Mr R Wallace		Group Protection		Insurance Management Group		email me
		Group Pensions
		Employee Benefits
		Shareholder Protection
		Key Person Protection
		Group Stakeholder
Your home may be repossessed if you do not keep up repayments on your mortgage.